Recognized for a quarter of a century for advising, defending and strategizing for our clients, we accompany you in Switzerland and from Switzerland to the world. We defend your interests as an individual or as a company.Our specialized team will meet your expectations in the areas of legal and tax matters, VAT, asset management, inheritance, donations and succession, business and commercial law, compliance and many other areas. We are your Swiss legal and pocketknife! A specialized and versatile tea What appeals to our clients at Afschrift Tax & Legal is the personalized relationship, the quality advice, and the innovation that we bring to them. Our lawyers are versatile and masterful in all the aspects of the law in order to bring you a pragmatic answer and a help to the decision. Your lawyer: your privileged partner Like a private banker, we are your “private lawyer”. The relationship between our lawyers and you is based on a lasting personal relationship. This relationship is based on mutual trust and is strengthened over time as we get to know your specific case and your general needs. We are your “Trusted Advisor” in legal, judicial and tax matters, as we have a comprehensive view of your situation and your assets. Our lawyers are advisors and litigators This gives you twice the advantage. We cement the legal security of your operations and maximize your chances. In the event of arbitration or litigation, we are equipped to ensure that you emerge unscathed as much as possible. Our lawyers in Switzerland We advise both Swiss clients in the Swiss Confederation and in their business abroad and foreign clients in their business in Switzerland. Admitted to the Bars of Brussels, Antwerp, Luxembourg and Madrid, and a foreign lawyer in Hong Kong, Mr. AFSCHRIFT is a member of the Bars of Fribourg and Geneva since 1995. Our offices in these two cities bring together lawyers who advise our clients in all matters of taxation, business structuring and wealth planning. Afschrift Tax & Legal abroad Aware of the increasing internationalization of our clients’ private and professional activities and of the complexity of the tax aspects of these activities, our firm ensures a presence in the most important countries for our clients. That is why Afschrift Tax & Legal has had offices in Brussels, Antwerp, Madrid, Geneva, Freiburg, Luxembourg, Tel Aviv and Hong Kong for many years. The lawyers who work there can meet with the clients who wish to do so, whether they are foreigners or residents of these countries.

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Fribourg We have maintained a presence in Fribourg since 2008. Under the direction of Pierre Schroeter, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

VZ offre une excellente information concernant la prévoyance en Suisse.

Recognized for a quarter of a century for advising, defending and strategizing for our clients, we accompany you in Switzerland and from Switzerland to the world. We defend your interests as an individual or as a company.Our specialized team will meet your expectations in the areas of legal and tax matters, VAT, asset management, inheritance, donations and succession, business and commercial law, compliance and many other areas. We are your Swiss legal and pocketknife! A specialized and versatile tea What appeals to our clients at Afschrift Tax & Legal is the personalized relationship, the quality advice, and the innovation that we bring to them. Our lawyers are versatile and masterful in all the aspects of the law in order to bring you a pragmatic answer and a help to the decision. Your lawyer: your privileged partner Like a private banker, we are your “private lawyer”. The relationship between our lawyers and you is based on a lasting personal relationship. This relationship is based on mutual trust and is strengthened over time as we get to know your specific case and your general needs. We are your “Trusted Advisor” in legal, judicial and tax matters, as we have a comprehensive view of your situation and your assets. Our lawyers are advisors and litigators This gives you twice the advantage. We cement the legal security of your operations and maximize your chances. In the event of arbitration or litigation, we are equipped to ensure that you emerge unscathed as much as possible. Our lawyers in Switzerland We advise both Swiss clients in the Swiss Confederation and in their business abroad and foreign clients in their business in Switzerland. Admitted to the Bars of Brussels, Antwerp, Luxembourg and Madrid, and a foreign lawyer in Hong Kong, Mr. AFSCHRIFT is a member of the Bars of Fribourg and Geneva since 1995. Our offices in these two cities bring together lawyers who advise our clients in all matters of taxation, business structuring and wealth planning. Afschrift Tax & Legal abroad Aware of the increasing internationalization of our clients’ private and professional activities and of the complexity of the tax aspects of these activities, our firm ensures a presence in the most important countries for our clients. That is why Afschrift Tax & Legal has had offices in Brussels, Antwerp, Madrid, Geneva, Freiburg, Luxembourg, Tel Aviv and Hong Kong for many years. The lawyers who work there can meet with the clients who wish to do so, whether they are foreigners or residents of these countries.

Rien à redire. Tout s'est très bien passé et de manière très professionnel. Sans Padea, nous aurions jamais trouvé une offre si intéressante. Merci pour virée travail

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