Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Neuchâtel We have been present with a branch in Neuchâtel since 2007. We moved into our new premises in March 2019, just a stone's throw from the old location. Under the direction of Romeo Galati, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

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www.gross-law.ch(in French, German and English))AttorneysJean-Pierre Gross, François Logoz, Alexandre Guyaz, Daniel Guignard, Adrian Schneider, Laurence Cornu (tax expert), Pauline Meylan, Valentine Wirthner, Loïc Horisberger, Marine Girardin.SBA Specialist AttorneysDaniel Guignard : Construction and Real Estate LawAlexandre Guyaz : Torts and Insurance LawFrançois Logoz : Inheritance LawAdrian Schneider : Inheritance LawPractice Areas Contarcts, Corporate Law Bankruptcy, collection and stay of bankruptcy White collar crime Banking and Securities Law Arbitrage Estates and Successions Personal injury, Medical malpractice Torts and Insurance Landlors/Tenant Law Public Procurement Contracts Real estate, Construction and Territory planning Employment Law Unfair Competition Law, Antitrust Law Trademarks, Patents, Designs, Copyrights Tax Law

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Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Zurich We have maintained a presence in the heart of Zurich near the railway station since 1977. Under the direction of Davide Castrini, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Fribourg We have maintained a presence in Fribourg since 2008. Under the direction of Pierre Schroeter, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Geneva We have a long tradition in Geneva. The branch came into being in 1997 following the merger with Banque de l'Union Européenne en Suisse SA, which also belonged to the Group and had been headquartered in Geneva’s Quartier Champel since 1959. We provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Lausanne We have been present in Lausanne since 1971, since September 2018 in our new premises on Lake Geneva. Under the direction of Michel Berger, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

Bank CIC is the flexible bank for companies, entrepreneurs and private individuals. Anyone with an entrepreneurial mind needs a flexible banking partner who can provide the right solution quickly and easily. Thanks to its short decision-making processes and advisory services which are characterised by a holistic, integrated approach, Bank CIC places tailored solutions at its customers’ disposal to optimise their finances. Companies, entrepreneurs and private individuals with complex financial needs will find that Bank CIC offers a unique combination of flexibility and robustness: it is part of the Crédit Mutuel Group, one of the best-capitalised banks in Europe. At the same time, it embraces typically Swiss values and has been firmly rooted in Switzerland for over 100 years. It now has sites in nine locations. Bank CIC thinks and acts flexibly and with entrepreneurial flair in accordance with its mission to act locally, maintain a national presence and benefit from international problem-solving expertise. Our branch in Sion Our branch in Sion was opened in 2011. Under the direction of Philippe Fournier, we provide you with flexible and comprehensive solutions from a single source. We have intimate knowledge of the region and enjoy an excellent local network. Why not use these advantages to your benefit? We look forward to seeing you. A broad range of services and products for all of your needs The needs and expectations of companies, entrepreneurs and individuals are diverse and highly individual. Thanks to our wide range of products and services, we can respond flexibly and generate added value for you by way of optimal coordination. Business Payments Accounts & cards Payment transactions Financing Working capital financing Investment financing Real estate financing Lombard loan Factoring Trade finance Aviation financing Investments Investment accounts Money market investments Foreign currency transactions Investment solutions Corporate Finance Mergers & acquisitions Succession planning Company valuation Structured financing Private equity Professional pension Entrepreneurs Private individuals Payments Accounts & cards Payment transactions Savings Savings account Investment account Investments Investment consultancy Investment solutions Investment products Retirement 3a retirement account 3a investment savings plan Pension analysis Financial planning Financing Real estate financing Loans Aviation financing

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Based in Yverdon-les-Bains since 2014, the law firm BLOCH AVOCATS takes care of your SMEs, companies, businesses in the North Vaud region, the Broye, as well as Lausanne and the surrounding area. Our law firm is specialized in corporate, contract and commercial law, as well as banking and financial market law. Our law firm also offers its services in the fields of real estate and property law, as well as in the support for individuals and private clients (as marital difficulties, divorces, inheritance, road traffic law, victim support according to federal law on assistance to victims of crime). Founder and managing partner of the law firm BLOCH AVOCATS, Olivier Bloch, Esq. has been practicing in these different fields for about twenty years. He holds a doctorate in law from the University of Lausanne and a postgraduate degree in European law from the University of Bremen in Germany (LL.M.). He regularly gives conferences and courses, and publishes articles in his areas of expertise. He has an excellent knowledge of local and regional institutions while benefiting from a strong, solid and important national and international network. Mr. Olivier Bloch was joined in 2018 by Mr. Raphaël Hämmerli, Esq., associate attorney, and in 2022 by Mrs Arielle Meylan, legal trainee. The team thus formed is committed to putting all its skills at your service and to accompany you in your legal projects and operations. Based in the city center of Yverdon-les-Bains, the law firm BLOCH AVOCATS offers easy access to its clients. www.blochavocats.com

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